Are Roof Warranties Transferable

Are Roof Warranties Transferable? The Homeowner’s Guide

As a homeowner, one of the biggest investments you’ll make is a new roof. A quality roof can protect your most valuable asset for decades.

When installing a new roof, your contractor should provide two warranties:

  • Manufacturer’s warranty – Covers materials defects. Provided by the roofing manufacturer.
  • Workmanship warranty – Covers installation quality. Provided by your roofing contractor.

Understanding what these warranties cover, their limitations, and whether they can be transferred to a new homeowner is crucial.

In this comprehensive guide, I’ll explain everything you need to know about roof warranties and their transferability as a homeowner.

Key Takeaways

Here are the core things to remember when it comes to roof warranty transfers:

  • Manufacturer’s warranties are often transferable, but workmanship ones are usually not.
  • Transfers are typically limited to one new owner only.
  • Notify the manufacturer and submit docs ahead of the home sale.
  • Carefully check coverage terms, exclusions, and transfer fees.
  • Get warranty transfer approval in writing.
  • Keep all paperwork on warranties and transfers.

What Do Roof Warranties Cover?

Roof warranties provide certain protections in case your roof has defects or issues down the road. Let’s look at what each type typically includes:

Manufacturer’s Warranty

  • Covers material defects and failure.
  • Lasts 20-50 years depending on the material.
  • Provided by the manufacturer of the roofing material/shingles.
  • Defects caused by improper installation are often not covered.

For example, if your shingles crack, peel, or degrade faster than they should, the manufacturer would provide repairs or replacements under their warranty.

Make sure to verify what specific defects are covered, as some warranties only cover undefined “manufacturer defects”.

Workmanship Warranty

  • Covers installation quality and labor.
  • Lasts 2-10 years depending on the roofer.
  • Provided by your roofing contractor.
  • Defects in materials themselves are often not covered.

If your roofer makes any mistakes during installation that later cause leaking or other issues, their workmanship warranty has you covered.

This protects you if the roof fails due to poor installation versus a defect in the actual materials.

Are Roof Warranties Transferable to New Homeowners?

When selling your home, you’ll naturally want to pass any remaining roof warranty along to provide value to buyers. But can these warranties be transferred?

  • Manufacturer’s warranties – Typically transferable, often only once.
  • Workmanship warranties – Often not transferable to new homeowners.

The ability to transfer a warranty depends on the specific terms and conditions. Let’s take a closer look:

Transferring Manufacturer’s Warranty

Most manufacturer’s warranties can be transferred to the next homeowner when you sell the home. However, there are often restrictions:

  • Transferable only once – You can go from the original homeowner to the next owner only. If that owner then sells, the warranty is void.
  • Time limits – Transfers often must occur within a certain time period after closing.
  • Fees – You may have to pay a small fee ($50-$100) to process the transfer.
  • Reduced coverage – On older roofs, the coverage may decrease after transfer.
  • Documentation – You must provide proof of purchase, ownership, installation date, etc.

Follow the warranty’s terms precisely for a valid transfer. Notify the manufacturer prior to closing.

Transferring Workmanship Warranty

Unfortunately, your roofer’s workmanship warranty often cannot be transferred. The original contract is between you and the roofer only.

There are some exceptions if you use a national roofing company. But for most local roofers, their warranty ends when you sell the home.

The new owners would need to establish their own workmanship warranty with a roofer if desired.

Key Things to Check Before Buying a Home

Key Things to Check Before Buying a Home

When buying an existing home, verify what roof warranties do, and don’t transfer to you as the new owner.

1. Remaining Warranty Length

Ask the seller for documentation on the roof’s age and warranties. Review coverages and lengths remaining.

2. Exclusions and Limitations

Carefully check what defects or damages are excluded from coverage under any warranties.

3. Transfer Fees

See if there are any transfer fees you’ll need to pay to assume the warranty as the new owner.

4. Transferability

Confirm that the specific manufacturer’s warranty can in fact be transferred to you. Get this in writing.

5. Workmanship Warranty

Do not assume you’ll inherit the seller’s workmanship warranty from their roofer. Verify transferability.

Transfer Process and Documentation

When buying a home, start the warranty transfer process right away. Here are some tips:

  • Notify the manufacturer – Let them know of the ownership change within the required timeframe.
  • Submit paperwork – Provide all documentation showing previous/current ownership, roof installation date, etc.
  • Pay fees – Cover any applicable transfer admin fees.
  • Confirm transfer – Get written approval from the manufacturer that the warranty was officially transferred to you.
  • Filing – Keep copies of all warranty docs, contracts, and transfer approval letters for your records.

The goal is to fully prove ownership change so the manufacturer knows you’re now the legal holder of the warranty.

FAQ

Can I transfer a warranty multiple times?

Most manufacturer’s warranties can only be transferred once – from the original homeowner to the next owner. After that, it cannot be transferred again if the 2nd owner sells.

What documents do I need to transfer a warranty?

You’ll need to provide proof of purchase, installation date, previous/current ownership records, and often a small admin fee. Requirements vary by manufacturer.

Does a warranty add value when selling my home?

Yes, remaining warranty coverage can increase your home’s resale value. Transferable warranties show buyers the roof is of higher quality and covered.

Can I transfer a warranty to a family member?

If a direct family member inherits the home or you gift it to them, most warranties can be transferred within the family without restrictions.

What if my roofer goes out of business?

If your roofer who provided the workmanship warranty ceases trading, that warranty likely becomes invalid and non-transferable unfortunately.

Conclusion

When it comes to protecting one of your most valuable investments as a homeowner – your roof – having clear and transferable warranty coverage gives you peace of mind.

By understanding exactly what your manufacturer’s and workmanship warranties cover, reading the fine print on exclusions, and properly facilitating transfers when selling your home, you can receive the full benefits you’re entitled to.

Don’t leave anything to chance and make sure to consult this comprehensive guide on roof warranty transferability so you know your rights and can make informed decisions.

With the right warranties securely in place, you can have confidence in your roof’s performance and be rest assured that any defects or issues down the road will be handled.

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